There are three signs that prove that money problems can break your heart

One of the top reasons why couples think of separating is arguing about money. 

Resentment over money issues can linger over a long time and infest a couple's relationship.  The resentment can grow to a point when it becomes unbearable, slowly blowing out the flame of love that they once had.  Once the flame is blown out, the next step is quitting the relationship.

Some call fighting over finances a silent killer of relationship confidence and trust.

Signs to look for in your relationship:

Debt: It is proven that as debt increases, happiness decreases.  Credit card debt can eat away the love the couple has for each other.

Couples that are thrifty and managed their finances well seem to be happy and well balanced in their relationship. 

Spending: Studies have shown that when one partner does not manage money well, the other partner who tries to spend carefully will stress and feel isolated.  He or she will feel unhappy and bring that discontent into the relationship.  Relationships that are strained due to one partner being a spendthrift have lead many to divorce.

Infidelity: Keeping impulsive purchasing a secret can put life goals on hold for the couple who were planning a holiday or buying a new car.  On the other hand, hiding a stash of cash in a secret bank account or in a safe place can also cause distrust and lack of confidence in the relationship.

Solution

1.  Keep one account and give each an agreed allowance for their own spending pleasure.

2.  Keep one debt  - consolidate house, car and credit cards debts.

3.  Keep a stash fund for goals such as buying a new car, going on that unforgettable holiday.

4.  Keep weekly spending to a minimum by making needs lists.

5.  Keep talking to amenities providers (electricity, gas, rates, water) to allow payment of a minimum every forthnight.

10 WAYS TO GET YOUR MONEY ON TRACK:

1. Create a budget

2. Track your spending

3. Pay off your debts

4. Start a savings plan

5. Build your super

6. Take charge of your home loan

7. Protect the important things

8. Invest wisely

9. Consider getting financial advice

10. Get help if you need it